Vehicle Service Agreements | Toyota Financial (2025)

Table of Contents
Help protect your vehicle and your peace of mind. Get coverage for eligible parts and repairs. Find a Vehicle Service Agreement to fit your needs. What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 2 Roadside Assistance 4 Substitute Transportation 5 Travel Protection, Lodging, and Meals 5 Deductible Options Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 4 Substitute Transportation 5 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Qualifying Criteria Roadside Assistance Substitute Transportation 3 Travel Protection, Lodging and Meals 3 Deductible Options Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 4 Substitute Transportation 5 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation What You Need to Know Vehicle Eligibility 3 Roadside Assistance 5 Substitute Transportation 6 Travel Protection, Lodging, and Meals 6 Deductible Options 7 Transferability Cancellation FAQs References

Help protect your vehicle and your peace of mind.

Get coverage for eligible parts and repairs.


Find a Vehicle Service Agreement to fit your needs.

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  • New Vehicle
  • Toyota Certified Used Vehicle
  • Used Vehicle
  • New Lease Vehicle
  • Platinum Protection
  • Gold Protection
  • Powertrain Protection

Cover your new Toyota with our highest level of service agreement protection. Platinum Protection provides the most protection TFS offers after your vehicle's warranty expires, including parts not covered in Gold and Powertrain plans.

This coverage is available for bZ4X.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms, ranging from 3 years/50,000 total vehicle miles to 10 years/125,000 total vehicle miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Platinum VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods are measured from the date the vehicle was first delivered into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, professional, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among other agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available during or after financing or lease.

New Toyota vehicles are eligible for Platinum plan for up to 3 years or 36,000 miles, whichever comes first.

Vehicle Service Agreements | Toyota Financial (2)

Not ready to go Platinum? No worries. Our Gold VSA offers coverage for your new Toyota's many eligible component repairs and parts after your vehicle's warranty expires, including many parts not covered in our Powertrain plan.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms range from 3 years/50,000 total vehicle miles to 8 years/125,000 total vehicle miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Gold VSA Brochure

Note: The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, professional, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available during or after financing or lease.

New Toyota vehicles are eligible for Gold plan for up to 3 years or 36,000 miles, whichever comes first.

Vehicle Service Agreements | Toyota Financial (3)

Rest assured. Your Toyota's engine, transmission, axle-assembly and other eligible components are covered after your vehicle's factory warranty expires.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms for 6 years/100,000 total miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Transferability

  • Cancellation

Download

Powertrain VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, professional, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available during or after financing or lease.

New Toyota vehicles are eligible for Powertrain plan for up to 3 years or 36,000 miles, whichever comes first.

Vehicle Service Agreements | Toyota Financial (4)

  • Toyota Certified Protection

Get peace of mind knowing your vehicle's eligible components are covered after your vehicle's factory warranty expires and with a $0 deductible.

Enjoy:

  • 24/7 Roadside Assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms to provide the right level of protection for your vehicle and coverage needs. The effective dates for duration and mileage coverage periods vary depending on your choices.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians.

What You Need to Know

  • Vehicle Eligibility 2

  • Roadside Assistance 4

  • Substitute Transportation 5

  • Travel Protection, Lodging, and Meals 5

  • Deductible Options

  • Transferability

  • Cancellation

Download

Toyota Certified VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  2. Time and mileage coverage periods for Certified Plans are measured from the date the vehicle was first put into service as a new vehicle and zero miles. Time and mileage coverage periods for Certified Plus Plans are measured from the vehicle purchase date and mileage. Certified Plus Plans must be purchased at the time of the Certified Vehicle purchase or lease. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. See your agreement for complete terms, conditions and restrictions. Program is not available in all states. Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement. Ineligible vehicles include taxis, shuttle, commuter, professional, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states. Note: The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the agreement.

  3. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  4. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  5. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

Certified Plans are available for the first 12 months or 12,000 miles from time of certified vehicle purchase or lease, whichever comes first.3

Vehicle Service Agreements | Toyota Financial (5)

  • Platinum Protection
  • Gold Protection
  • Powertrain Protection

Just protect your used Toyota with our Platinum service agreement and leave the rest to us. We'll cover eligible repair costs, including many components not covered in Gold and Powertrain plans.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Terms ranging from 1 year/12,000 miles to 5 years/60,000 miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 4

  • Substitute Transportation 5

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Platinum VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the Disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Platinum plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (6)

Not ready to go Platinum? No worries. Our Gold VSA offers coverage for your used Toyota's many eligible component repairs and parts after your vehicle's warranty expires, including many parts not covered in our Powertrain plan.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms range from 1 year/12,000 miles to 5 years/60,000 miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Gold VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Gold plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (7)

Rest assured. We'll protect your used vehicle beyond its standard warranty, covering eligible repairs, including engine and transmission components that can be costly to repair.

Enjoy:

  • 24/7 Roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms for up to 2 years/24,000 total miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Powertrain VSA Brochure

Note:The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements.

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Powertrain plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (8)

  • Lease Wear Protection
  • Platinum Protection
  • Gold Protection
  • Powertrain Protection

To achieve optimum performance, your Toyota needs specifically designed parts such as brake pads, engine belts, and windshield wiper blades. These, along with other wear-item components, aren’t typically covered by the manufacturer’s warranty, but may need to be replaced with normal use. Vehicle Service Agreement (VSA) Lease Wear protects your Toyota by covering parts and labor for wear-item components for up to 5 years, 1 with no out of pocket cost to you at the time of replacement.

This coverage is available for bZ4X.

Built-InBenefits:

  • Covered Normal Wear Items 2
  • Mechanical Breakdown Coverage2
  • No Deductible
  • Service by Toyota factory-trained technicians.

Additional Benefits Include:

  • 24/7 Roadside Assistance
  • Substitute Transportation 3
  • Travel Protection 3

What You Need to Know

  • Qualifying Criteria

  • Roadside Assistance

  • Substitute Transportation 3

  • Travel Protection, Lodging and Meals 3

  • Deductible Options

  • Transferability

  • Cancellation

Download

Lease Vehicle: Lease Wear VSA Brochure

Note: VSA Lease Wear product is not available in all states. See your Toyota dealer for more information. The purchase of a Vehicle Service Agreement voluntary protection product is optional, cancelable (subject to specific agreement terms) and not required to obtain credit.

  1. Coverage periods for VSA Lease Wear are measured from the date the vehicle was leased for the coverage period indicated on your agreement.

  2. Covered components are subject to change. Please refer to your agreement for specific coverage details, including limitations and exclusions.

  3. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  4. Ineligible vehicles include taxis, shuttle, commuter, professional, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

AVAILABLE AT TIME OF LEASE ONLY

New vehicles are eligible for VSA Lease Wear at time of lease only.

Vehicle Service Agreements | Toyota Financial (9)

Just protect your used Toyota with our Platinum service agreement and leave the rest to us. We'll cover eligible repair costs, including many components not covered in Gold and Powertrain plans.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Terms ranging from 1 year/12,000 miles to 5 years/60,000 miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 4

  • Substitute Transportation 5

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Platinum VSA Brochure

Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.

    Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.

    Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the Disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Platinum plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (10)

Not ready to go Platinum? No worries. Our Gold VSA offers coverage for your used Toyota's many eligible component repairs and parts after your vehicle's warranty expires, including many parts not covered in our Powertrain plan.

Enjoy:

  • 24/7 roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms range from 1 year/12,000 miles to 5 years/60,000 miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Gold VSA Brochure

Note: VSAs are optional, cancellable (see Terms of Agreement) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.

    Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.

    Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreements. Agreements are not available in select states.

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Gold plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (11)

Rest assured. We'll protect your used vehicle beyond its standard warranty, covering eligible repairs, including engine and transmission components that can be costly to repair.

Enjoy:

  • 24/7 Roadside assistance and reimbursements for covered vehicle rentals, meals, and lodging. Restrictions apply.1
  • Flexible coverage terms for up to 2 years/24,000 total miles.2
  • Access to the nationwide Toyota service network, with service by factory-trained technicians using only Toyota-approved parts.

Compare plans and see what parts are covered

See Now

What You Need to Know

  • Vehicle Eligibility 3

  • Roadside Assistance 5

  • Substitute Transportation 6

  • Travel Protection, Lodging, and Meals 6

  • Deductible Options 7

  • Transferability

  • Cancellation

Download

Powertrain VSA Brochure

Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit.

  1. All Travel Protection benefits are valid only if your vehicle becomes inoperable due to mechanical failure of a covered component. Valid receipts will be required for reimbursement. In California, roadside service provided if vehicle is inoperable due to the mechanical failure of a covered component.

  2. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Deductible applies to each eligible repair visit. See your Agreement for complete terms, conditions and restrictions. Program is not available in all states.

    Coverage is subject to exclusions and limitations set forth in the Vehicle Service Agreement.

    Note: VSAs are optional, cancellable (see terms of Agreement) and not required to obtain credit. The benefits and covered operations stated here are subject to change or may vary slightly based upon the purchase date of the Agreement. In certain states, Toyota Motor Services Company administers Vehicle Service Agreemen

  3. Time and mileage coverage periods for Used Vehicle Plans are measured from Agreement Application Date and Agreement Application Mileage. Coverage expires upon reaching the maximum time or mileage of the coverage period selected, whichever occurs first. Ineligible vehicles include taxis, shuttle, commuter, municipal, professional, medical, emergency or police vehicles, salvage vehicles, all vehicles used or to be used for competitive driving or racing, vehicles used or to be used for plowing snow or towing a trailer in a manner exceeding manufacturer's recommendations, and all vehicles to be held by the purchaser or lessee for hire to the public or for hire to any persons not affiliated with the vehicle purchaser or lessee.

  4. Coverage under the VSA is secondary to, among others agreements, any manufacturer warranty, other valid repair agreement or vehicle.

  5. Roadside Assistance services provided by and through AAA with coverage available anywhere in the continental U.S. and Canada.

  6. Available if vehicle is inoperable due to the mechanical failure of a covered component. Valid receipts will be required for reimbursement.

  7. Plans feature $0 or $100 deductible options. Deductible applies to each eligible repair visit. The deductible is the dollar amount you pay for authorized claims related to a single repair visit. If the disappearing deductible option is selected and the selling dealer of the VSA performs covered repairs, the $100 deductible will be waived. Otherwise the full deductible amount applies.

Available only at time of finance.

Powertrain plan for a used vehicle is only available in the dealership at the time you purchase or lease your used vehicle.

Vehicle Service Agreements | Toyota Financial (12)

Vehicle Service Agreements | Toyota Financial (2025)

FAQs

Are vehicle service contracts a good idea? ›

The peace of mind that comes with a long-term vehicle service contract can make it well worth the investment. These protection plans are especially good options for drivers who want to keep their cars well past the factory warranty's expiration date.

Can I cancel my Toyota VSA? ›

Toyota's VSA offers two options: a $0 deductible under which all covered repairs continue to be performed without charge, or a $100 disappearing deductible that will be applied to each covered repair visit not performed at your selling dealership. Toyota's VSA may be cancelled at any time.

What is a VSA refund? ›

You can cancel your VSA within 30 days for a full refund, less a $50 processing fee (as permitted by state law). Cancellations will be prorated if applied for after 30 days from the issue date or if a claim is paid. Please see your dealer for state-specific cancellation policies.

Can you get a refund on a Toyota extended warranty? ›

The Toyota extended warranty is transferable to a secondary buyer for no extra cost. You can also cancel the warranty within 30 days for a full refund minus a $50 fee. After that, you'll get a prorated refund.

Can you cancel a vehicle service contract? ›

Your right to cancel

On a used vehicle, you can cancel a service contract within 30 days without penalty. After 30 days, you can cancel and receive a partial refund. To cancel, write a letter to the dealer and the warranty company.

What are the risks of a service contract? ›

Contract risk refers to the potential negative outcomes that can arise from the terms of a contract, especially if they are not clearly defined, understood, or managed. These risks can lead to financial loss, legal disputes, and damaged business relationships.

How do I get my money back from my extended warranty? ›

Every extended warranty product has a 'flat cancel' period detailed in the contract. If you opt to cancel the extended warranty within the flat cancellation period, you will get a FULL refund. Typically, the extended warranty flat cancellation period is 30 to 60 days after the date of purchase.

Can I cancel a car maintenance plan? ›

You are entitled to a partial refund if you cancel after either 60 or 30 days (whichever is applicable) regardless of whether you have filed a claim. The obligor may keep some of the premium based on the elapsed time or mileage, as specified in the VSC.

Why did I get a refund from my car insurance? ›

Your insurance company may issue a refund if your policy is canceled, and you've paid your premium in advance. Receiving an insurance refund will largely depend on why you're canceling the policy and how much of the premium you paid in advance.

Why won't the dealer let me cancel my extended warranty? ›

It is quite common for car dealerships to refuse to cancel extended warranties because they do not want to lose the profit they make from selling these products to unsuspecting customers.

Is Toyota's extended warranty worth it? ›

Toyota extended warranties are worth buying if your car is unreliable and lacks warranty protection. However, most Toyota models are extremely reliable and may not actually need extended coverage. Even so, a vehicle service contract could give you peace of mind if you wouldn't be able to afford unexpected repair costs.

What is the average cost of a Toyota extended warranty? ›

On average, Toyota Extra Care costs around $2,500 for newer cars with under 36,000 miles and closer to $3,000 for used vehicles that are already out of warranty, according to a local Toyota dealer.

Are vehicle maintenance contracts worth it? ›

An automobile service contract is similar to a warranty—they both promise to perform or pay for certain repairs or services to your car. However, unlike a warranty, a service contract always costs extra. Sometimes service contracts are worth the extra money, but often they're not.

What does a vehicle service contract mean? ›

A vehicle service contract, also called an extended warranty or auto service contract, is an optional service that covers certain vehicle problems or repairs after the dealer or manufacturer warranty expires.

Are VSC's worth it? ›

VSCs are affordable compared to the cost of most mechanical repairs, and they are also a fixed-cost expense. It allows customers to lock the price in NOW, despite what the cost of repairs may be six months or a year from now. Finally, VSCs are often transferable, and this adds to the overall resale value.

What is the difference between a service contract and a warranty? ›

The main difference is that warranties are included in the purchase price and service contracts cost extra. Service contracts, also known as extended-warranties, can vary greatly and may not be worth the extra money.

References

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